AI for insurance, by insurance experts.

insured.io isn't an AI company guessing how to do insurance. We're insurance veterans building responsible, structured AI agents that handle policy and claims work end-to-end — and hand off to a human the moment context demands it.

Claims AI

Complete FNOL across voice and chat.

Claims AI is a conversational, AI-powered virtual claims agent that handles First Notice of Loss from the first hello to the moment data lands in your core system. Built right into our platform, includes real-time policy search & real-time claims submission across both channels.

Unified workflow

Voice and chat, one workflow.

Both channels run on the exact same conversational core - deploy one, deploy both. No duplicate logic, no parallel maintenance.

Deep core integration

Real-time, into your core.

Real-time policy search and claim submission, directly into your core or claims system. No batch files, no overnight syncs, no rekeying.

Omnichannel by design

Adds depth, not another silo.

Claims AI plugs directly into the insured.io suite already powering portal, IVR, and messaging - every channel sharing the same data and the same connections.

Multi-language

English & Spanish, day one.

Claims AI ships with English and Spanish out of the box - same workflow, same data, same insureds, in whichever language they call you in.

Policy AI

Responsible AI for the portal, the website, and beyond.

Policy AI is the conversational layer for everything not a claim — policy lookup, ID cards, payments, and the day-to-day questions insureds ask 24/7. Built on the same core integration as the rest of the insured.io platform, with a "responsible AI" mindset: AI when it's needed, structure where it's not.

Smart policy lookup

Real-time policy search for the insured, an agent, or a lienholder.

ID cards on demand

Auto policyholders can download proof-of-insurance ID cards directly from the chat.

SSO to the portal

Single sign-on into the Insured Portal directly from a chat session.

Pay in chat

Take payment without leaving the conversation. We generates a secure, one-time, pre-validated payment link.

Predictable. Structured. Not a doom loop.

Policy AI is built to interpret meaning and context for unpredictable human behavior, while still guiding the insured through a streamlined journey. No infinite-regression spirals, no AI going rogue - just a virtual agent you can actually trust.

Ready to transform your customer experience?

30 minute demo, real product, real questions answered.